Apply for finance
We've teamed up with Finance Now to help you get the things you want, when you need them and spread your payments over a term that suits you. Already trusted by more than 250,000 Kiwis, Finance Now is 100% locally owned, and proud to help people like you every day.
Why choose us?
- Kiwi owned, Kiwi operated
- Apply in store - it's easy and takes a few minutes
- View and manage your account online anytime, from anywhere
How much will my payments be?
You can choose from a range of finance terms and tailor your payments to suit your budget. If you have an amount in mind you need to borrow - click the calculate my payments below and explore your options:
We're happy to help
Get in touch with the friendly, New Zealand based customer service team at Finance Now on 0800 40 50 70 or email us at [email protected].
Finance Terms and Conditions
Interest free offers
Our 12 Months interest free offer excludes clearance products, electronics, consumables, gift cards, rental and workshop services. Subject to the standard credit criteria of Finance Now. There must be at least one item worth more than $150 in your order. All weekly payments are indicative only for that item and are based on a term of 36 months, with the first 12 months interest free followed by 24 months at an interest rate of 22.3% and include a $1.80 monthly service fee and a $55 establishment fee. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote in store. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase. All finance is subject to Finance Now terms and conditions and approval criteria.
In addition to our 12 months interest free offer, the interest free term may be increased to 24, 36, 48 or 60 months for purchases $499 and over. Extended interest free terms are available during stated promotional periods only. Normal Credit and lending criteria and fees apply. Finance Now terms and conditions apply, offer available during promotion period. Excludes electronics, consumables, gift cards, rental and workshop services.
Deferred interest free offers
No Repayments for 6 months, and up to 48 months to pay - Deferred Interest Free followed by Interest Bearing. From no deposit terms are available subject to Finance Now's standard credit criteria, on purchases over $499. A $55 booking fee and a $1.80 monthly service fee is applicable to all agreements and repayment terms are from 6 months up to 48 months. Payments are monthly and commence one month from the end of the deferral period. Interest of 22.3%pa is accrued on the outstanding balance from the commencement of the interest bearing term of the contract. Optional Payment Protection Insurance (PPI) may apply. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase.