Finance Terms and Conditions
Interest free offers
Our 12 Months interest free offer excludes clearance products, electronics, consumables, gift cards, rental and workshop services. Subject to the standard credit criteria of Finance Now. There must be at least one item worth more than $150 in your order. All weekly payments are indicative only for that item and are based on a term of 36 months, with the first 12 months interest free followed by 24 months at an interest rate of 22.3% and include a $1.80 monthly service fee and a $55 establishment fee. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote in store. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase. All finance is subject to Finance Now terms and conditions and approval criteria.
In addition to our 12 months interest free offer, the interest free term may be increased to 24, 36, 48 or 60 months for purchases $499 and over. Extended interest free terms are available during stated promotional periods only. Normal Credit and lending criteria and fees apply. Finance Now terms and conditions apply, offer available during promotion period. Excludes electronics, consumables, gift cards, rental and workshop services.
Deferred interest free offers
No Repayments for 6 months, and up to 48 months to pay - Deferred Interest Free followed by Interest Bearing. From no deposit terms are available subject to Finance Now's standard credit criteria, on purchases over $499. A $55 booking fee and a $1.80 monthly service fee is applicable to all agreements and repayment terms are from 6 months up to 48 months. Payments are monthly and commence one month from the end of the deferral period. Interest of 22.3%pa is accrued on the outstanding balance from the commencement of the interest bearing term of the contract. Optional Payment Protection Insurance (PPI) may apply. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase.