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Interest:
Interest rate:
%
Establishment fee:
Total loan amount:
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All weekly payment amounts are indicative only and are based on your product's price, the chosen term, an interest rate of
22.3% p.a., a
$2.95 monthly service fee and a
$55 establishment fee (excludes optional Payment Protection Insurance) . Finance can be confirmed with a detailed quote in store including finance terms applicable as detailed in the Finance Now Disclosure Statement for your consideration prior to confirmation of your purchase. All finance is subject to Finance Now terms and conditions and approval criteria.
From earning rewards everytime you shop*, to having the flexibility of long term Interest Free Finance*,
the Purple Visa Card has never been more flexible.
Get rewards on all of your shopping!
From earning rewards everytime you shop*, to having the flexibility of long term Interest Free
Finance*, the Purple Visa Card has never been more flexible. Credit Card Terms and Conditions, Rate
and Fees apply View
details here
What are Purple Dollars you ask?
Everytime you spend $150 on your Purple Visa Card you'll earn 1 Purple Dollar. We've kept things
simple - 1 Purple Dollar = $1 NZ Dollar.
What can I do with my Purple Dollars?
Every Purple Dollar you earn will give you $1 NZ Dollar to redeem in-store at Participating Retailers
Rates and Fees
Interest Charges
Minimum monthly payments are required but you won't be charged interest if you pay off your purchase before
the expiry of the interest free period. Prevailing interest rate applies to any outstanding balance on the
expiry of the interest free period.
Establishment Fee
A one-off establishment fee of $55 is charged when you open your Purple Visa Card Account. You will see the
establishment fee charge on your first statement. Establishment fee is not charged during a Deferred Payment
Plan but will be charged if you have other Transactions on your account that are not related to a Deferred
Payment Plan.
Annual Account Fee
A fee of $55 is charged at the anniversary of your Purple Visa Card account and is for maintaining the
account for the previous 12 months. It is then charged each subsequent year the account remains open.
The Giro Insurgent™ Spherical is focused on delivering the protection that our top riders demand, from the Enduro World Series to Red Bull Rampage.
Our engineers maximized the intake points for cool, fresh air while optimizing the exhaust ports and connecting it all with deep channels. A lightweight, soft-touch and absorbent pad set includes a brow pad with dedicated flange to route sweat away from your eyes. Two differ-ent cheek pads are included with each of the three sizes, allowing for a customizable fit, and are secured via a directional snap system allowing for easy removal in case of a crash. At 1,040 grams in size M/L, the Insurgent is 200 grams lighter than the Disciple™ Mips despite adding features including the advanced protection performance of Spherical Technology™. Insurgent Spherical utilizes a pair of foam layers that work like a ball and socket to redirect impact energy in a crash. One layer is EPS, which is well suited to high-speed crashes. The other is a lower density EPP foam with rebound characteristics to address low-speed, roll-around-in-the-dirt-type spills. Additional features include a patent-pending Flex Gasket along the lower edge of the helmet, designed to reduce the role a helmet can play in certain collarbone impacts, tool-free breakaway visor bolts with integrated Allen key receiver for easy removal, and a central visor bolt hole, which does double-duty as the ideal mount for P.O.V. action cameras. The Giro Insurgent Spherical is truly optimized protection for riders redefining what is possible in progressive mountain biking.
Features:
Spherical Technology™
Mips® Brain Protection System
Progressive Layering with EPS outer liner & EPP inner liner
EPP chinbar liner
Pre-preg fiberglass shell
Stack Ventilation
Optimized airflow intake vents and channelled ventilation
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Returns
While the Consumer Guarantee Act and Fair Trading Act provide the basis for our returns policy, we go a bit better than that:
If you're not 100% completely satisfied with your purchase we will happily accept your return and provide you with a store credit or a full refund to the value of the product's purchase price. You can return the product to any of our stores nationwide, or send it back to our Head Office. With our 30-day right of return policy there are no special catches it's extremely simple! All we ask is that you return the item back to us unused and in the original packaging, making sure that the product is in the same condition as you received it in, tags still intact. The only exceptions to our returns policy are: watches, underwear, socks, ear plugs, compression clothing, padded bike shorts and swimwear which we cannot accept back due to hygiene reasons.Torpedo7 Gift Cards are not redeemable for cash or refundable.